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The information, data and opinions contained herein (1) include confidential and proprietary information belonging to USA Financial Formulas, (2) may not be copied or redistributed, (3) do not constitute investment advice by USA Financial Formulas, (4) are provided solely for informational purposes only and therefore are not an offer to buy or sell, and (5) are not warranted to be correct, complete or accurate. Past performance is not an indication of future results and actual results may vary. Investing carries an inherent element of risk. No investment should be made in a USA Financial Formulas account without receiving and reviewing the USA Financial Formulas ADV. SEC File No. 801-68276. SEC Registration does not imply a certain level of skill or training.